Altered wire instruction scenarios
Tests staff response when a recurring vendor sends an urgent notice that settlement banking coordinates have changed for an imminent invoice.
Business Email Compromise (BEC) Simulation
The Invoice Looked Real. That's the Point.
Business Email Compromise remains one of the highest-dollar-loss cybercrime categories globally. This simulation tests your finance and procurement teams against the exact patterns that cause it.
SCENARIO-BASED SIMULATION
Business email compromise does not look like a clumsy phishing attempt.
BEC Simulation tests recognition of altered payment instructions, spoofed vendor communications, and executive-impersonation payment requests under realistic pressure. It measures whether your finance and procurement staff follow verification steps when pushed to bypass them.
THE TRADITIONAL TEST
Abstract email inspection
- Focuses on spotting spelling errors and fake sender domains.
- Ignored by finance teams who recognize routine communication patterns.
- Fails to test judgment when a trusted supplier alters bank details.
THE BEC SIMULATION
Realistic payment pressure
- Tests judgment when urgent executive wire instructions arrive.
- Simulates legitimate vendor invoice modifications securely.
- Tracks actual compliance with out-of-band verification steps.
WHAT THE SIMULATION DELIVERS
Four scenarios targeting high-risk financial workflows.
Controlled live-fire drills mapping directly to the most common enterprise wire fraud patterns.
Executive impersonation requests
Evaluates adherence to dual-control rules when a simulated C-level executive demands a confidential, time-sensitive wire transfer.
Vendor invoice fraud testing
Measures precision in spotting subtle discrepancies in billing descriptions, tax identifiers, and dispatch addresses.
Verification-step compliance tracking
Provides granular metrics on whether secondary verification channels were successfully executed before authorization.
FRAMEWORK & IMPLEMENTATION
Closing the gap between policy and practice.
BEC doesn't require malware or a sophisticated technical exploit. It requires one person, under time pressure, skipping a verification step they were trained on but didn't practice under realistic conditions.
Workflow mapping
Identify routine payment channels and high-value vendor communication loops across finance and procurement.
Scenario staging
Deploy tailored simulation messages mirroring actual operational cadences without operational disruption.
Immediate guidance
Deliver non-punitive feedback moments when personnel engage with fraudulent payment instructions.
Compliance reporting
Generate audit-ready logs aligned with ISO/IEC 27001, the CBN cybersecurity framework, and PCI DSS v4.0.
IDEAL FOR
Built for teams managing corporate capital and supply chains.
Finance, procurement, and accounts-payable staff across any industry face constant exposure. The simulation is designed with particular relevance for banking, energy, and supply-chain organizations where large wire transfers and routine vendor settlements are daily operations.
Regulatory alignment supported for ISO/IEC 27001, the CBN cybersecurity framework, and NDPA 2023 enforced by the NDPC.
Frequently asked questions
Can this be tailored to our actual vendor relationships?
Yes, scenarios can be built around realistic (but fictional) versions of your organization's typical vendor communication patterns.
Does running a BEC simulation risk disrupting actual accounts payable operations?
No, campaigns are carefully scheduled and sandboxed so they test employee response behavior without triggering real financial transfers or vendor confusion.
How do simulation results support internal compliance reporting?
The platform tracks verification compliance rates by department, supplying clear metrics for management review and framework adherence.
BEC simulations run natively on the ProtectYourData platform. See how the training works.
See how the training works →